What can I do?I do not qualify for the HARP or HAMP. I have a first and second. $208K owed on the first and 40K owed on the second. The house is probably worth about 200K. Is there anything I can do?March 14 2012 - Lewis Center00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.