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FHA 620, but we have lenders that will go lower on a Fannie Mae loan as long as you have compensating factors.
I am married and would have to include my spouse's DTI ratio on the application, which would likely prevent us from qualifying. A conventional loan will allow me to apply on my own.I actually live in Arizona. For some reason, it defaulted to Las Vegas when I made my initial post. My middle score is around 680 right now, but I'm hoping to be 720+ once a few derogatory items fall off my report in August. What mid score typically accompanies the best rates? Is it 720+ or 760+?
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For Sale: $370,000
For Sale: $160,000
For Sale: $225,000