What documentation do I need to qualify for a Home Loan?

Profile picture for Tere Rice

This is the documentation most Lenders are asking for to qualify you for a Home Loan!


  • Drivers license and social security cards
  • 2009 & 2010 1040 returns w/W2s and schedules
  • Last 30 days paystub
  • Last two months asset statements (checking, savings, CDs, money market, 401k, etc.; each account all pages)
  • List of any properties owned w/mortgage statement, tax bill, insurance declaration page (if applicable)
  • Residence information (to cover minimum last two year period)
  • Employer information (to cover minimum last two year period)
  • Number/age of dependents living at home
  • Date of birth/approval via reply to run credit report
  Flag content
Close
Report a Problem

Please enter a valid email address.

Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.

0Yes

October 13 2011 - Temecula
 Share
 RSS
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (2)

Profile picture for loanmonarch
Tere,

Your list is a good beginning; however, there are several others:

Copy of Driver's License and Social Security Card
Child care costs and provider if children are under 13 (required for VA)
Letter of explanation for any credit inquiries or derogitories

And, several more once loan program is determined.

Best, Deborah
  Flag content
Close
Report a Problem

Please enter a valid email address.

Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.

0Yes

October 13 2011
Profile picture for sunnyview
Nolo has good information on qualifying for a mortgage and Zillow also has a helpful guide with links about different types of mortgages.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Stating a discriminatory preference in an advertisement for housing is illegal. If you think this content is discriminatory or otherwise inappropriate and feel it should be removed from Zillow, please let us know by completing the information above.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.

0Yes

October 13 2011
 

Have a question? Ask it here.

What's this?
Close

By starting a discussion, you can expect more of an interactive, back-and-forth experience where the conversation can go in many different directions.

Or start a discussion

E-mail successfully sent!Submission failed!

Related Questions
Profile picture for krist170151
Questionwhere do i find my foreclosure date?
  • Latest answer by krist170151
  • May 06
Profile picture for Delores Battinelli
QuestionExcuses for a low ball offer
  • Latest answer by Delores Battinelli
  • February 28
Profile picture for Deborah Garvin
QuestionWhat documentation do I need to qualify for a Home Loan?
  • Latest answer by Deborah Garvin
  • October 13 2011
Profile picture for Tere Rice
QuestionShort Sale what a deal! What does that low price really mean to you! SS Defined.
  • Asked by Tere Rice
  • October 12 2011
Profile picture for Russ Hatfield
QuestionI bought my home 9 months ago. Why does Zillow still show it is for sale?!
  • Latest answer by Russ Hatfield
  • July 20 2011
Related Articles
GuideForeclosure Primer
GuideReal Estate Buyer's Closing Costs
GuideList of Closing Costs and Fees
GuideAbout First-Time Home Buyer Tax Credit
GuideYou've Opened Escrow
Compare Mortgage Rates

See all mortgage rates in Temecula

Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy