What does "Padding the Hud" mean?My husband and I are in the process of buying a short-sale home. We have been waiting for the seller's lenders to give their approval for 2 1/2 months now. We got word yesterday that they are very close (after they already counter our offer and we countered the counter). We are going to do a conventional loan as well. The seller's Realtor told our Realtor that the negotiator finished padding the hud. What does that mean and is this a problem for us?May 21 2010 - Spokane00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.