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What does loan to value mean?

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December 30 2008 - Millstone
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Profile picture for DebtFreeDave

What does Loan to Value mean?

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December 30 2008
Profile picture for Templej
It shows how much down you have, or how much equity you have.  If you have a house that appraises at $100,000, and your loan amount is $80,000, you are at 80% loan to value, or you have 20% down payment or 20% equity.  Hope that helps.
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December 30 2008
Profile picture for Home Lending Pros.
Means a percentage of the home value,...you can borrow against.
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December 30 2008
Profile picture for Carl Henker
Loan amount divided by appraised value = LTV (loan to value)
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December 30 2008
 

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