What factors does a bank use to determine when and by how much the rates it offers should be changedI want to know what rates are throughout each day. Where is that type of information posted? I understand there are many factors that adjust the rate from par, but given a specific set of borrower dependent information, what market influences apply to rate changes and are rates published online?How can I find current rates without finding a broker to monitor them?February 17 2009 - Henderson00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.