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Answers (6)
- Brett Gambrel, "brettjgambrel"
- Contributions:7
do you have credit? other than the gas bill?
- Debbie0813
- Contributions:2
Thanks for all the great answers...Yes I do want to know if I qualify for a mortgage because i want to buy a house next year...preferrably a 5 bedroom single home with a bath 1/2.....
- Connie Holovics, "Connie Holovics"
- Contributions:54
You may qualify for a loan based on your part time job, depending on the income and the price range of the homes in your area. The banks would average the last 2 years income to get your monthly income to qualify. The first step should be to contact a loan officer. They would run a credit report, average your income and consider how much money you have to work with, to determine a sale price you could afford.
- sunnyview
- Contributions:25139
Sounds like a good start, but in most cases you will need a decent credit history and a down payment/reserves of some kind before you can qualify for a mortgage to buy a home.
If you're interested, you might run some numbers through a calculator here to see what you might be able to qualify for.
If you're interested, you might run some numbers through a calculator here to see what you might be able to qualify for.
- wetdawgs
- Contributions:26853
Are you asking if you are eligible for a mortgage?
A good starting place is to check your credit score, and evaluate your down payment and closing cost funds that you've saved up.
A good starting place is to check your credit score, and evaluate your down payment and closing cost funds that you've saved up.
What if you are 29 years old, worked at your job 8 years part time and all I owe is an gas bill?
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