What is a DTI ratio lenders are looking at for refinancing a jumbo loan?We took out a HELOC to complete a remodel which was completed in 2008. We also have 1st mortgage at 5.625% (which we've already paid 6 years into.) Also have a HELOC with Chase (prime-.5: now it's at 2.75%) with a fixed rate option. Being told that we are borderline candidate for refi probably due to additional balance on HELOC. We still have plenty of equity in the home even now. Thinking my only option for now is keeping a tab on the Chase fixed rate option to go down some. Any thoughts here?May 17 2009 - San Carlos00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.