What is best to have some home improvements done to your house, a home equity loan, orOr a refinance? MY home needs many improvements, mainly a basement that won't flood in some areas when it rains heavily, some masonry and some remodeling of a bathroom. Which is best for this? I belong to a credit union and have a pension plan and those rates are pretty low.June 30 2011 - Scotch Plains0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.