What is best way to search for rates on a $158K refi (maybe with 25K cash out-NOT SURE)?Our mortgage is 7 years old and current. Equity is approx. $107K, conservative. We just want to take advantage of lower rates/payments.April 24 2009 - Memphis00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.