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What is rent-to-own for homes ? What are its ups/downs for buyer/seller ?Does zillow list them?

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What is rent-to-own for homes ? What are its ups/downs for buyer/seller ?Does zillow list them? Is there any other site which lists them ?

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March 16 - Bridgewater

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Rent To Own Homes, "MissouriHomeOwner"
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Rent To Own Homes, "MissouriHomeOwner"

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"Rent to Own" has become a generic catch-all phrase in light of the constriction of consumer home lending. True "rent to own" is typically a lease agreement along with some option or right to buy the home in the future. It does not equate to immediate ownership. A recent phenomenon is the extension of the "Rent to Own" terminology to other forms of home acquisition such as Seller Financing, Seller Carry, Contract for Deed and Installment Land Contracts which in many cases do extend equitable interest in a property and in many respects allow the buyer to be deemed the owner for purposes of taxes and other benefits.

In the absence of the ability to purchase a home through conventional means the American populace at large will find a way to own. Our current housing challenges have been perceived by some as a lack of demand. Nothing could be further from the truth. It is simply a lack of lending for a significant portion of the population. As long as this lending constriction lasts, the "Rent to Own" and other creative solutions will be sought out by many and will provide the only viable path to home ownership.

There is more information and a list of Rent to Own homes for areas in and around St. Louis, St. Charles, St. Peters, Florissant and Troy on MissouriHomeOwner.com

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Mike Leeker, "MikeLeeker St. Louis"
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Mike Leeker, "MikeLeeker St. Louis"

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Rent to own means that the owner will rent you the home and credit some portion of your rental amount to the purchase at a future date.

I am not a fan of this. Either rent or own but if you choose the home that you want to buy based on finding one that you can rent first, then you are not choosing the home you really want to buy and you are limiting your options.

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March 16

Rent To Own Homes
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For an explanation, see the article, Rent To Own Explained. There are many sites that provide listings, explanations and strategies. One of them, JSC Rent To Own Homes offers free and open listings for both sellers/landlords and buyer/renters.

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