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What is the average amount of time a closing is taking with Chase as the lender?

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September 23 2011 - Palmyra
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I am seeing 30-45 days
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October 28 2011
"Spend the extra money and use a broker."

Brokers don't cost extra.

"Then your application is sent to processing, then to underwriters, then to closing, then back to the loan officer. "

This is exactly why the "use a direct lender" or use someone with "in house underwriting" line that Realtors like to regurgitate holds no water. 

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October 27 2011
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I am currently working with Chase the application was file in August and I hope to be finished next month.  It has been a long three months. 

The problem with Chase they have to many departments, first you work with a loan officer after that you hear it is out of my hands it is in xxx department. 

Then your application is sent to processing, then to underwriters, then to closing, then back to the loan officer. 

A very long process oh yes if any of these departments disagree on anything even if you spell a address wrong your application will be sent to another department.

So the appliation is taken as fast as possible do not be fooled if the application is not perfect you will have delays later.

Spend the extra money and use a broker.

Good hunting.

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October 27 2011
whereas with HVCC I can never promise  a turn time of a specific number of days on an appraisal, nor can anyone else make such a promise, for the most part I do purchase transactions in about 15 business days.

For refinances, there is no reason to rush one through in that time frame so in those cases I just do a 75 day lock and they'll close wherever we can fit them in the schedule.
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September 24 2011
(content removed by Zillow please refer to our good neighbor policy )
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September 24 2011
you should expect no less than 25 days providied you supply all your paperwor within a day or two of request. And reply to any conditions within 48 hrs also. With the new Dodd-Frank law or others, any lender who is closing faster than 20 days is very likly skirting the rules. 
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September 23 2011
If you can gather all your documents and supply me a complete file I can complete a Chase loan from start to finish in 14-17 days. It will take 7 days for appraisal and then my in house underwriter will clear the file and we will have it done fast as long as its a clean file..
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September 23 2011
We have seen Chase closing progress quickly over the past few months.  If you a on the ball getting your paperwork back in to them you should see you closing take place within 30 days. 
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September 23 2011
 
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