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I am currently working with Chase the application was file in August and I hope to be finished next month. It has been a long three months. The problem with Chase they have to many departments, first you work with a loan officer after that you hear it is out of my hands it is in xxx department. Then your application is sent to processing, then to underwriters, then to closing, then back to the loan officer. A very long process oh yes if any of these departments disagree on anything even if you spell a address wrong your application will be sent to another department.So the appliation is taken as fast as possible do not be fooled if the application is not perfect you will have delays later.Spend the extra money and use a broker.Good hunting.
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