Profile picture for Readytomoveup

What is the best site for checking your credit score?

Looking to improve my credit to buy a home
  • August 22 2011 - Olivette
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

 
 

Answers (5)

Profile picture for enl1215
Check out creditkarma.com, they offer free transunion credit score and tips to improve your score.  It's not your actual FICO score (score used for buying a home) but it should be close enough to give you an idea of where you stand.
  • August 30 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

yea, dont run it online, call a mortgage broker and ask them to run it for you.
  • August 23 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Those annual free credit reports will not have your credit score.  You will have to pay if you want your credit score.  If you google free credit score, it may show some results, but I've heard that most of the time it does not end up being free after all.
  • August 22 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

You may try annualcreditreport.com
  • August 22 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

I would contact your local mortgage lender you will be using; they can keep you posted as to your progress in getting your score up to par and they will usually provide tips for raising your score.

if you check the score yourself you will usually need to check all 3 reporting bureaus as that is what the lenders do.  So get on the government credit checking free website and see what they recommend you to do.. but in any case you should not have to pay to check your credit scores.... unless you have exhausted your free avenues.

good luck.
  • August 22 2011
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.