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What is the current HARP 30 yr rate in GA? Do HARP rates run higher than conventional refi rates?

Are HARP rates higher than conventional?  Are HARP closing costs or other fees higher?  Looking for broker/lender. Loan balance is $288K.  I have impounds.
  • August 11 2013 - Atlanta
  • 0Yes

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Answers (3)

The interest rate is usually .250-.375% higher but the closing costs should be less if you get an appraisal waiver. I would be happy to help you so please contact me.

GL
  • August 13 2013
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Yes, rates can be slightly higher for Harp loans. You shouldn't find them outrageous, but then again you cannot compare these rates to those for a regular refinance where one has 20% or more equity.
  • August 11 2013
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HARP rates can be higher depends on credit, LTV and a few other factors.  Lenders fees will vary, but not based on product.   At least not with us. 

You might be the same person I have been chatting with via email, I just sent rates so let me know if I can be of more help. 
  • August 11 2013
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