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What is the longest period a mortgage can run for?

Most lenders stop at 35 years or your retirement age whichever comes first.

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December 13 2012 - US
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Replies (11)

Profile picture for Go Huskers
"Most lenders stop at 35 years or your retirement age whichever comes first. "
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No they don't as that would be illegal. Age discrimination is not permissible and only allowing someone a term based on their age is federally prohibited. Did you just make that up?

Your posts are spam and inaccurate spam at that, your website is pointless, you have no license and I'm unsure what you are a "pro" at. (except spamming)
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December 14 2012
Did Mr James just wake up one morning and decide he'd post nonsense and pass it off as having a  clue?

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December 14 2012
Considering some people refi every year Im thinking a generation or two..
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December 14 2012
Most lenders stop at 35 years. Refinancing is generally 15 years.
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December 14 2012
Profile picture for Go Huskers
"Most lenders stop at 35 years. Refinancing is generally 15 years."
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The Honey Boo-Booisation of Real Estate is becoming quite shocking. Are they handing out licenses at the Winn-Dixie these days?
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December 14 2012
35 is possible but the interest paid is so high.  Better if you aim to pay off in 15 if you can affort each month.
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December 14 2012
Honey Boo-Booistation, LOL! Now, onto his question;

What is the longest period a mortgage can run for?

Try 100 years, it's a Japanese thang. I was curious to know how much the payment would be on a 100 year Am loan / $100K but my software would not accept the 4 digits of 1200 months so I cant tell you that.

Edit: 100K at 3.5% 100 Yrs = $300/mo vs $449/mo 30 Year
Interest Only is $291/mo so a whopping $9 going towards principal...Sounds like the early 2000's. Actually we outdid them with the Neg Am loans.  
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December 14 2012
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December 14 2012
Profile picture for sunnyview
LOL I'm asking Santa for a hat that says "Here Comes Honey Boo Boo. YUUUP!" for Christmas.
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December 15 2012
Im asking for a hat that says 'Honey Boo-Booistation of Real Estate'
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December 15 2012
I have customers that  they just got a  40 years mortgage. 
Maria Cipollone
Century 21 Tenace
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December 29 2012
 
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