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- sunnyview
- Contributions:25169
Mr. Erickson, I simply don't agree with you. I'm sure that I must have missed the posts that have made you feel singled out or upset. I don't come to Zillow to cause trouble. I come to discuss real estate. I am fully responsible for my posts, but not for the posts of people who you may disagree with or that may disagree with you. I would encourage you to flag any content that you find offensive or a personal attack. Zillow will review and remove the content as they see fit. It generally works well.
I agree with Mr. Lee that condition can be a sticking point for sure. Right now though, I seem to be hearing more about problems with appraisals especially in certain areas. I think it must be a combination of HVCC and the large influx of REO's.
I agree with Mr. Lee that condition can be a sticking point for sure. Right now though, I seem to be hearing more about problems with appraisals especially in certain areas. I think it must be a combination of HVCC and the large influx of REO's.
- Ron Lee, "TigardRealEstate"
- Contributions:68
Statistically the single biggest reason for a sale fail has and most likley always will be inspection and different ideas between a buyer and seller about what condition a "Used" home should be in.
- Pasadenan
- Contributions:21489
"Even the most radical views in argument within the public realm, the author should be known, unless we live a non free society. Therefore, in a free society, those that leave themselves bare and hold out their views for public consumption, might find themselves in the cold.." -
I'm still trying to interpret what you mean by this... I'm assuming that you mean that the 1st amendment to the constitution is invalid in your mind, which is why congress has already taken most of it away? The First Amendment to the constitution is the most important part of the constitution, and one of the few things worth saving in it. Second to that there are a few other amendments worth saving... the 4th, 5th, 6th, 13th, and 14th amendments are also extremely important and should not be eliminated, and yet congress and the executive branch have already substantially eroded these as well.
So, I'm assuming you hold to a McCarthy Fascism view of public discourse, and that people that don't agree with the dominate political views (or your views) shall be denied work and shall be public harassed and forced to give false testimony against co-workers and acquaintances?
Or perhaps Gestapo fascist policies? Or Salem witch hunts? Or KGB methods? Or US CIA methods since hiring ex-Gestapo and ex-KGB personnel? Or perhaps you prefer to liken it to the Spanish inquisition?
Ideas and concepts need to be evaluated on the merits of the ideas and reasoning behind them, and not based on who holds them, or what you can do to someone that holds a view different than your own.
If your idea of "free speech" is to put anyone out in the cold that exercises it, then you have absolutely no idea of the definition of "liberty" and you live under a dictatorship that tracks your every move and allows you no privacy. Sure, the 4th amendment does not guarantee the right to privacy that should be afforded by a government that was supposed to be founded on the concept of "liberty" as written in the declaration of independence, but that is just further evidence that the government was never intended to provide liberty to the common people.
I'm still trying to interpret what you mean by this... I'm assuming that you mean that the 1st amendment to the constitution is invalid in your mind, which is why congress has already taken most of it away? The First Amendment to the constitution is the most important part of the constitution, and one of the few things worth saving in it. Second to that there are a few other amendments worth saving... the 4th, 5th, 6th, 13th, and 14th amendments are also extremely important and should not be eliminated, and yet congress and the executive branch have already substantially eroded these as well.
So, I'm assuming you hold to a McCarthy Fascism view of public discourse, and that people that don't agree with the dominate political views (or your views) shall be denied work and shall be public harassed and forced to give false testimony against co-workers and acquaintances?
Or perhaps Gestapo fascist policies? Or Salem witch hunts? Or KGB methods? Or US CIA methods since hiring ex-Gestapo and ex-KGB personnel? Or perhaps you prefer to liken it to the Spanish inquisition?
Ideas and concepts need to be evaluated on the merits of the ideas and reasoning behind them, and not based on who holds them, or what you can do to someone that holds a view different than your own.
If your idea of "free speech" is to put anyone out in the cold that exercises it, then you have absolutely no idea of the definition of "liberty" and you live under a dictatorship that tracks your every move and allows you no privacy. Sure, the 4th amendment does not guarantee the right to privacy that should be afforded by a government that was supposed to be founded on the concept of "liberty" as written in the declaration of independence, but that is just further evidence that the government was never intended to provide liberty to the common people.
- SoCal_Engr
- Contributions:5684
"Socal I think you mean a person's opinion can be.... logically explain to me this concept of Crucifixion of an attribution of a non person? It can't happen. One needs an entity to crucify, someone to put on the cross. In print a name."
It's too bad you don't know how to gracefully bow out, and it's sad that you cannot grasp the concept of a logical abstraction. It's also sad that you have a one-note argument and cannot get past your own opinion of how the world should work. But I agree with you on one point...I'm over this too.
p.s. As a favor to me, please refrain in the future from trying to project what you think I meant. You're unqualified.
It's too bad you don't know how to gracefully bow out, and it's sad that you cannot grasp the concept of a logical abstraction. It's also sad that you have a one-note argument and cannot get past your own opinion of how the world should work. But I agree with you on one point...I'm over this too.
p.s. As a favor to me, please refrain in the future from trying to project what you think I meant. You're unqualified.
- Jennifer J. Erickson, "OaklawnRealty"
- Contributions:349
@ Sunnyview & Socal
That doesn't seem very nice. You assume that all unnamed posters are the same just like you complain that people assume that all agents are the same.
That's an opinion, not fact. People's opinions can be crucified, with or without specific attribution.
Socal I think you mean a person's opinion can be.... logically explain to me this concept of Crucifixion of an attribution of a non person? It can't happen. One needs an entity to crucify, someone to put on the cross. In print a name.
Sunnyview, no, I am holding accountable the unnamed posters. And I am not assuming that all agents or posters are the same; I agree all agents are not alike just like no two unnamed posters are, there are good and bad ones. Socal and Sunnyview you seem honest and sincere. It might behoove you two to try to call out your counter parts when they go off the reservation, but then you would be playing by my standards.
Yes I knew that using one of the most heinous figures in history to make my point and it would get an reaction, the same as those that can write anything without having to answer for it. I make my point in full view and understand the consequences of being hurt for making this point.
BTW -- I'm over it
That doesn't seem very nice. You assume that all unnamed posters are the same just like you complain that people assume that all agents are the same.
That's an opinion, not fact. People's opinions can be crucified, with or without specific attribution.
Socal I think you mean a person's opinion can be.... logically explain to me this concept of Crucifixion of an attribution of a non person? It can't happen. One needs an entity to crucify, someone to put on the cross. In print a name.
Sunnyview, no, I am holding accountable the unnamed posters. And I am not assuming that all agents or posters are the same; I agree all agents are not alike just like no two unnamed posters are, there are good and bad ones. Socal and Sunnyview you seem honest and sincere. It might behoove you two to try to call out your counter parts when they go off the reservation, but then you would be playing by my standards.
Yes I knew that using one of the most heinous figures in history to make my point and it would get an reaction, the same as those that can write anything without having to answer for it. I make my point in full view and understand the consequences of being hurt for making this point.
BTW -- I'm over it
- Pasadenan
- Contributions:21489
And besides, I don't see you posting your home phone number, your home address, and the names and ages of all your children... All major details about me are already available on the internet, and I've already received harassing phone calls at work from so called "professionals" that found me through Zillow, and I still receive way too many marketing calls at home even though my home number is on the federal do not call list. So there is no reason to be making it easier for the "non-professional" pretend professionals to be contacting me; as mentioned before, those of us that don't list our names are not here marketing anything.
Get rid of all the people not marketing anything, and guess what? You can sell your Real Estate to other Real Estate agents, and Zillow's advertisement revenue can disappear since the advertisers pay based on page views; and if there are no people that are here for other reasons than "selling services", there are minimal page views.
There was a good thread about the numerous reasons why people post on Zillow about 2½ years ago. You might want to look it up and read it.
And if you really believe I don't exist, than it is pointless for you to be trying to have a discussion, so you might as well not bother posting, and just go to Trulia to market to other Realtors instead.
Get rid of all the people not marketing anything, and guess what? You can sell your Real Estate to other Real Estate agents, and Zillow's advertisement revenue can disappear since the advertisers pay based on page views; and if there are no people that are here for other reasons than "selling services", there are minimal page views.
There was a good thread about the numerous reasons why people post on Zillow about 2½ years ago. You might want to look it up and read it.
And if you really believe I don't exist, than it is pointless for you to be trying to have a discussion, so you might as well not bother posting, and just go to Trulia to market to other Realtors instead.
- Pasadenan
- Contributions:21489
"If your worldview is truly that everything is a scam and all professionals making a living are just fishing for fools and lying, then you give the individual all the excuses and none of the responsibility" -
Eric, I have made it clear that it is "MY" position that NAR propaganda is MOSTLY responsible for the world economic condition, not "SOLELY" responsible. This is an area where So Cal and I COMPLETELY disagree, even though we agree on many other things, and if you read any of our posts on this subject, you would have already known that. So Cal's position has always been "buyer beware", and "be an informed consumer". Though I completely agree with So Cal on those two points; I do not think it absolves their paid representative from their responsibility of not misrepresenting the market. Professionals carry liability insurance for a reason, but it is not so that they can blatantly misrepresent the market, such as saying "buy now or be priced out forever", or "prices never go down", or "they aren't making any more land", or "you can always refinance later when the value goes up", or "renting is always paying the landlord's mortgage", or "buy now to start building equity".... You know, the 30 major "talking points" that NAR keeps publishing that usually are not true for most clients.
Sure, congress, HUD and Hedge fund managers also played a role in financing loans with nothing down and no documentation, but if NAR didn't consistently do McDonalds type advertisements to tell people that should have never been in a home buying position that they "deserved" to buy ("you deserve a break today, so get out and get away to McDonalds..."), and that they could "afford" to buy (in an inflated market), and that if they didn't buy they would be priced out..., there would have been no demand for those bad loans that the loan officers wrote.
I have great respect for professionals when they act professionally. And believe they need to be held accountable for their mistakes when they don't act professionally. It is that simple. I have the same opinion for loan officers when they write a bad loan and their client walks away; the loan officer needs to be held accountable by the lender.
As a licensed professional myself with my own business, it is no different standard than I hold for myself, nor that my insurance company requires of me. Sure, everyone makes mistakes, and that is why we carry insurance, but it is not excuse for a national organization to intentionally encourage their members to lie.
One of the most respected Realtors on this board often went by the screen name of Elv!s. He now is using his name Alan May on his profile, but rarely posts anymore. He is an example of a true professional Realtor that earned respect. Another would be Marci.
As for the stick; that was clearly intended to be humor, and to point out that there is no wrong end of the stick and that there is no use for sticks in Real Estate transactions.
And regarding economics; you clearly indicated you held a laisez faire economic viewpoint, and smaller government; but then posted that it would be "helpful" if we posted how the government could prevent bubbles, diametrically opposed to your political and economic position. So, I simply posted my political and economic position which is entirely different than all main stream positions; a minimalist government (much smaller than anything you propose), but more business accountability where public resources are concerned, and more anti-trust protection. It is my opinion that we don't have a republic nor a democracy and that neither are possible nor are either of them completely desirable. But that media and billionaires and national industry organizations should not be controlling political decisions as that is completely opposed to minimalist government goals.
There you have it; that is where we fundamentally disagree, and where YOU stated that you agreed to disagree, but you didn't even know what you were disagreeing with.
Eric, I have made it clear that it is "MY" position that NAR propaganda is MOSTLY responsible for the world economic condition, not "SOLELY" responsible. This is an area where So Cal and I COMPLETELY disagree, even though we agree on many other things, and if you read any of our posts on this subject, you would have already known that. So Cal's position has always been "buyer beware", and "be an informed consumer". Though I completely agree with So Cal on those two points; I do not think it absolves their paid representative from their responsibility of not misrepresenting the market. Professionals carry liability insurance for a reason, but it is not so that they can blatantly misrepresent the market, such as saying "buy now or be priced out forever", or "prices never go down", or "they aren't making any more land", or "you can always refinance later when the value goes up", or "renting is always paying the landlord's mortgage", or "buy now to start building equity".... You know, the 30 major "talking points" that NAR keeps publishing that usually are not true for most clients.
Sure, congress, HUD and Hedge fund managers also played a role in financing loans with nothing down and no documentation, but if NAR didn't consistently do McDonalds type advertisements to tell people that should have never been in a home buying position that they "deserved" to buy ("you deserve a break today, so get out and get away to McDonalds..."), and that they could "afford" to buy (in an inflated market), and that if they didn't buy they would be priced out..., there would have been no demand for those bad loans that the loan officers wrote.
I have great respect for professionals when they act professionally. And believe they need to be held accountable for their mistakes when they don't act professionally. It is that simple. I have the same opinion for loan officers when they write a bad loan and their client walks away; the loan officer needs to be held accountable by the lender.
As a licensed professional myself with my own business, it is no different standard than I hold for myself, nor that my insurance company requires of me. Sure, everyone makes mistakes, and that is why we carry insurance, but it is not excuse for a national organization to intentionally encourage their members to lie.
One of the most respected Realtors on this board often went by the screen name of Elv!s. He now is using his name Alan May on his profile, but rarely posts anymore. He is an example of a true professional Realtor that earned respect. Another would be Marci.
As for the stick; that was clearly intended to be humor, and to point out that there is no wrong end of the stick and that there is no use for sticks in Real Estate transactions.
And regarding economics; you clearly indicated you held a laisez faire economic viewpoint, and smaller government; but then posted that it would be "helpful" if we posted how the government could prevent bubbles, diametrically opposed to your political and economic position. So, I simply posted my political and economic position which is entirely different than all main stream positions; a minimalist government (much smaller than anything you propose), but more business accountability where public resources are concerned, and more anti-trust protection. It is my opinion that we don't have a republic nor a democracy and that neither are possible nor are either of them completely desirable. But that media and billionaires and national industry organizations should not be controlling political decisions as that is completely opposed to minimalist government goals.
There you have it; that is where we fundamentally disagree, and where YOU stated that you agreed to disagree, but you didn't even know what you were disagreeing with.
- SoCal_Engr
- Contributions:5684
"My point has been and is the anonymous posts."
You'll just have to get over that. Zillow set up the rules for this forum, and I play by them. It's not unreasonable to protect one's privacy. As a matter of fact, check most open forums and you'll see that is the case. There may be registration info behind a screen name, but this is not made available to the general public. That's common sense in today's society/culture.
"Therefore, in a free society, those that leave themselves bare and hold out their views for public consumption, might find themselves in the cold easlier than those that hide themselves."
That's an opinion, not fact. People's opinions can be crucified, with or without specific attribution. Zillow knows how to contact me, and has. At times, I have chosen to directly interact with others, and these people know how to contact me. I will agree to the extent that by putting your personal/business info online, you make it easier to find you. But that assumes that anyone cares to go to the effort. At a certain level, you enjoy a level of anonymity via the "personally, you're not that important" avenue.
"In every post there was a back handed comment regarding the real estate industry."
Again, making an unsupported observation. What about this post? Where is the back-handed comment? I actually recommend that this person seek out the help of realtors, because they don't demonstrate an ability to go it alone - and there's no shot at realtors/agents to be found.
I will admit to a certain disdain for the real estate industry as a whole, but that has more to do with my attitude of caveat emptor than any targetted hostility.
"Also your last post sited where I reacted your post, I answered that -- again in agreement but endeavoring to make my position more clear. Did you read it?"
I did read it, and you'll notice that I did not come back with any response. I figured "done deal, move on". Then you come back, in a subsequent post, with the following...
"If you don't think there should not be any individual responsibility in making a financial decision, then be clear about it.
"It is always the lender made the consumer do it, the Realtor made the consumer do it; just like Hitler made me do it -- I am not responsible for my own actions."
Hitler? Really? Did you go there? Not only incorrect, but so so wrong.
You have your issues about anonymous posting and just need to deal with them. As for everything else, there's nothing I've done/said that I need to apologize for or retract, nor do I feel any need to conduct myself according to your standards.
You'll just have to get over that. Zillow set up the rules for this forum, and I play by them. It's not unreasonable to protect one's privacy. As a matter of fact, check most open forums and you'll see that is the case. There may be registration info behind a screen name, but this is not made available to the general public. That's common sense in today's society/culture.
"Therefore, in a free society, those that leave themselves bare and hold out their views for public consumption, might find themselves in the cold easlier than those that hide themselves."
That's an opinion, not fact. People's opinions can be crucified, with or without specific attribution. Zillow knows how to contact me, and has. At times, I have chosen to directly interact with others, and these people know how to contact me. I will agree to the extent that by putting your personal/business info online, you make it easier to find you. But that assumes that anyone cares to go to the effort. At a certain level, you enjoy a level of anonymity via the "personally, you're not that important" avenue.
"In every post there was a back handed comment regarding the real estate industry."
Again, making an unsupported observation. What about this post? Where is the back-handed comment? I actually recommend that this person seek out the help of realtors, because they don't demonstrate an ability to go it alone - and there's no shot at realtors/agents to be found.
I will admit to a certain disdain for the real estate industry as a whole, but that has more to do with my attitude of caveat emptor than any targetted hostility.
"Also your last post sited where I reacted your post, I answered that -- again in agreement but endeavoring to make my position more clear. Did you read it?"
I did read it, and you'll notice that I did not come back with any response. I figured "done deal, move on". Then you come back, in a subsequent post, with the following...
"If you don't think there should not be any individual responsibility in making a financial decision, then be clear about it.
"It is always the lender made the consumer do it, the Realtor made the consumer do it; just like Hitler made me do it -- I am not responsible for my own actions."
Hitler? Really? Did you go there? Not only incorrect, but so so wrong.
You have your issues about anonymous posting and just need to deal with them. As for everything else, there's nothing I've done/said that I need to apologize for or retract, nor do I feel any need to conduct myself according to your standards.
- Bette Defarm
- Contributions:4697
"I agree that Realtors are not and should not be compared to medical doctors or most professions."
Well, I can assure you that several physicians here just heaved a huge sigh of relief.
Well, I can assure you that several physicians here just heaved a huge sigh of relief.
- Jennifer J. Erickson, "OaklawnRealty"
- Contributions:349
@ socal
My point has been and is the anonymous posts. I am not taking any arguments you make personally nor do I want to police your posts.
To the first point. Even the most radical views in argument within the public realm, the author should be known, unless we live a non free society. Therefore, in a free society, those that leave themselves bare and hold out their views for public consumption, might find themselves in the cold easlier than those that hide themselves. This is a fact and I just wrote it.
I appreciate your posts -- I read them and find them to have relevance to the topic. I liked these:
p.s. You can take offense at the tone of my reply, but please think about this before you do. If you don't take ownership of this situation and do your homework - before you engage another realtor - you're very likely to repeat this situation again. While there are reliable/ethical realtors out there, they didn't get the reputation they have for absolutely no reason.
Not for any reason other that you were clear about trying to give your advice. In every post there was a back handed comment regarding the real estate industry:
RE: Realtor's compared to doctors:
The metaphor is extremely weak, and breaks down very quickly. It also makes you all look desparate to validate yourselves through some tenuous alignment with professions requiring a significant amount of generalized and specialized training, as well as commitment and intellect.
I agree that Realtors are not and should not be compared to medical doctors or most professions;it should stand on its own. Low barrier of entry, no minimum educational requirements e.g. BS or BA, MA or MS etc. So we have no argument on these points
Also your last post sited where I reacted your post, I answered that -- again in agreement but endeavoring to make my position more clear. Did you read it?
My point has been and is the anonymous posts. I am not taking any arguments you make personally nor do I want to police your posts.
To the first point. Even the most radical views in argument within the public realm, the author should be known, unless we live a non free society. Therefore, in a free society, those that leave themselves bare and hold out their views for public consumption, might find themselves in the cold easlier than those that hide themselves. This is a fact and I just wrote it.
I appreciate your posts -- I read them and find them to have relevance to the topic. I liked these:
p.s. You can take offense at the tone of my reply, but please think about this before you do. If you don't take ownership of this situation and do your homework - before you engage another realtor - you're very likely to repeat this situation again. While there are reliable/ethical realtors out there, they didn't get the reputation they have for absolutely no reason.
Not for any reason other that you were clear about trying to give your advice. In every post there was a back handed comment regarding the real estate industry:
RE: Realtor's compared to doctors:
The metaphor is extremely weak, and breaks down very quickly. It also makes you all look desparate to validate yourselves through some tenuous alignment with professions requiring a significant amount of generalized and specialized training, as well as commitment and intellect.
I agree that Realtors are not and should not be compared to medical doctors or most professions;it should stand on its own. Low barrier of entry, no minimum educational requirements e.g. BS or BA, MA or MS etc. So we have no argument on these points
Also your last post sited where I reacted your post, I answered that -- again in agreement but endeavoring to make my position more clear. Did you read it?
- sunnyview
- Contributions:25169
"One piece of what bothers me about all three of you and others, is that you don't exist. You come to forums like this and hide behind a screen name and spout whatever you like with no consequences."
That doesn't seem very nice. You assume that all unnamed posters are the same just like you complain that people assume that all agents are the same. As for using my real name, I choose to remain anonymous to protect my family's privacy, but I happily stand behind my posts or I would not make them where they are recorded online. Although I may disagree with people on this forum, I do not engage in personal attacks. I guess I am a bit offended that you feel that a using a online name is more important than the the conduct of the poster or the content of their posts. Unfortunately, I have seen plenty of professionals post things under their real name that make me cringe when I read them, but I never question their right to say them.
Anonymous conversation is an American tradition. In fact, Ben Franklin often wrote under assumed names. He used pen names that were not his own to conceal his identity to submit letters and articles throughout his career. I am certainly not Ben Franklin, but I do have a right to my privacy as do all posters on Zillow do. Remaining behind a screenname should not minimize what a poster has to say. If you don't agree, feel free to stand your ground and make your argument. This forum is a place to exchange information and ideas, but no one owes you an explanation about what or why they choose to post.
- SoCal_Engr
- Contributions:5684
@ Eric - You have stated that I want to absolve the consumer of responsibility and blame the RE industry for all our woes. You've also implied that I have some sort of communist/socialist agenda. Both are completely unfounded, and I asked you to provide examples. In the spirit of fairness, I will post some examples where I have done the exact opposite of what you say I do...even before you came on this board and made your lame accusations.
From this post ::
"Buyers and Sellers these days are VERY SAVVY"
Unfortunately, I don't find this to be true. A large segment of consumers are actually woefully ignorant, especially considering the access they now have to information.
And this post ::
Get unlost before you contact anyone for "help". I am not trying to be insulting, but you are a foreclosure waiting to happen. Like everythign else in life, there is no "magic formula" or "oracle" that will give you a shortcut to understanding what is involved. However, if you don't take the time to educate yourself, people will get you into a house way before you are ready for the responsibility, and it's going to suck the life out of you.
Also, this post ::
If you can't work this out for your own with all of the mortgage calculators available on the Internet, maybe you're not really ready for this transaction. You are asking questions that you should be able to independently determine the answers to. Letting others answer the question for you is, as a consumer, irresponsible.
And, lastly, this post ::
Yes, place the blame where it belongs...on yourself. You did none of the things you should have done, and now want to blame the realtor for your lack of effort.
From your post ::
I guess your idea is perhaps the government to equalize housing, everyone lives in the same exact house provided by some third party.
You've taken this too personally, and that has caused you to make some serious mistakes. Put up, or back off. I'm willing to play nice, but I'm not going to let you dictate how I interact on Zillow, nor what content I post about.
- Jennifer J. Erickson, "OaklawnRealty"
- Contributions:349
@ Socal
I grouped you as anonymous and went on about Pasa, but you are correct have not read all 1683 of your posts; further cannot point to a post where you attacked a poster to this forum. But the venom is there in general attacking with a victim mentality; you have not answered that position.
I was not referring to me in anyway, in the sense, that I have been attacked on a personal level. I am observing it happens via the anonymous posts.
But if you would, when you have a moment, send me some examples of posts where you hold the consumer (individual) culpable in making a bad decision; where some other outside force wasn't at fault. Do it via my email it is available to you.
I grouped you as anonymous and went on about Pasa, but you are correct have not read all 1683 of your posts; further cannot point to a post where you attacked a poster to this forum. But the venom is there in general attacking with a victim mentality; you have not answered that position.
I was not referring to me in anyway, in the sense, that I have been attacked on a personal level. I am observing it happens via the anonymous posts.
But if you would, when you have a moment, send me some examples of posts where you hold the consumer (individual) culpable in making a bad decision; where some other outside force wasn't at fault. Do it via my email it is available to you.
- Bette Defarm
- Contributions:4697
Don't make me list every single amazing contributor who left this site after being outed. The content at Zillow suffered a terrible loss. OH, HOW I MISS THEM!!
- Bette Defarm
- Contributions:4697
When was the last time Randy_H or Aldreth posted? I suspect that Spleng met the same fate.
I rest mine.
I rest mine.
- SoCal_Engr
- Contributions:5684
@ Eric - Please show me one post where I absolve the consumer of any responsibility for their predicament, much less all responsibility. If you take the time to read any of my posts, especially when it comes to consumer responsibility, you will find that my number one culprit for our problems is the uninformed consumer.
If you're going to take the time/effort to take a swing at me, get it right.
As for "hide behind screen names", I've already gone over this before. I am in neither the real estate nor mortgage business, so I feel no need to attempt to use Zillow as a marketing channel - therefore I don't post the same info you do. It's part of what I consider "Internet safety", which involves not posting any personal information on a public website.
To "don't exist", please don't tell my wife, or kids, or employer, or the mortgage lender from Zillow that I refinanced with. They'd be bummed (I hope).
As "for attacks against individuals", I generally avoid throwing the first stone. I will direct questions to individuals when I disagree with their post, or want clarification. However, this is content-directed. At worst, it devolves into a generalized blast against instantiations of stereotypes (e.g. NAR hack) - but even that is never really directed at a person.
Get over yourself, you're not important enough for me to come after on a personal level. I just believe that there is a lot of misinformation out there, and sometimes it helps to shed light on that misinformation. For what it's worth, there'd be less need if Joe-consumer took more initiative to be informed - but that's fighting a losing cause in our current society.
Ciao
If you're going to take the time/effort to take a swing at me, get it right.
As for "hide behind screen names", I've already gone over this before. I am in neither the real estate nor mortgage business, so I feel no need to attempt to use Zillow as a marketing channel - therefore I don't post the same info you do. It's part of what I consider "Internet safety", which involves not posting any personal information on a public website.
To "don't exist", please don't tell my wife, or kids, or employer, or the mortgage lender from Zillow that I refinanced with. They'd be bummed (I hope).
As "for attacks against individuals", I generally avoid throwing the first stone. I will direct questions to individuals when I disagree with their post, or want clarification. However, this is content-directed. At worst, it devolves into a generalized blast against instantiations of stereotypes (e.g. NAR hack) - but even that is never really directed at a person.
Get over yourself, you're not important enough for me to come after on a personal level. I just believe that there is a lot of misinformation out there, and sometimes it helps to shed light on that misinformation. For what it's worth, there'd be less need if Joe-consumer took more initiative to be informed - but that's fighting a losing cause in our current society.
Ciao
- Jennifer J. Erickson, "OaklawnRealty"
- Contributions:349
@ Brette
I rest my case.
I rest my case.
- Bette Defarm
- Contributions:4697
"One piece of what bothers me about all three of you and others, is that you don't exist. You come to forums like this and hide behind a screen name and spout whatever you like with no consequences."
What bothers me is that used house sales people, pimping their bizniz, don't seem to get that those of us with nothing to sell feel strongly about being able to freely give our opinions without worrying about every wacky stalker on the planet taking out their issues on us. How OLD are you that net safety is not part of your understanding?
What bothers me is that used house sales people, pimping their bizniz, don't seem to get that those of us with nothing to sell feel strongly about being able to freely give our opinions without worrying about every wacky stalker on the planet taking out their issues on us. How OLD are you that net safety is not part of your understanding?
- Jennifer J. Erickson, "OaklawnRealty"
- Contributions:349
@ Pasa, Socal & NTETS
They both look exactly the same to me, and are both just as useful for hitting your Real Estate Agent over the head or stabbing him or her in the stomach when they set you up for bankruptcy, homelessness and semi-permanent financial crisis.
Pasa, So your whole supposition is that the buyer is always the victim with other parties as the villain. This seems to be a recurring theme and violence as your last resort.
One piece of what bothers me about all three of you and others, is that you don't exist. You come to forums like this and hide behind a screen name and spout whatever you like with no consequences. Make ad hominem attacks against individuals that put their true information, reputation online here and express an opinion. Your wild accusations are meant to be provocative, but maybe if you had real personal information on your profile you might be more careful.
If you don't think there should not be any individual responsibility in making a financial decision, then be clear about it.
It is always the lender made the consumer do it, the Realtor made the consumer do it; just like Hitler made me do it -- I am not responsible for my own actions.
If your worldview is truly that everything is a scam and all professionals making a living are just fishing for fools and lying, then you give the individual all the excuses and none of the responsibility. Just like you three with your prolific posts.
They both look exactly the same to me, and are both just as useful for hitting your Real Estate Agent over the head or stabbing him or her in the stomach when they set you up for bankruptcy, homelessness and semi-permanent financial crisis.
Pasa, So your whole supposition is that the buyer is always the victim with other parties as the villain. This seems to be a recurring theme and violence as your last resort.
One piece of what bothers me about all three of you and others, is that you don't exist. You come to forums like this and hide behind a screen name and spout whatever you like with no consequences. Make ad hominem attacks against individuals that put their true information, reputation online here and express an opinion. Your wild accusations are meant to be provocative, but maybe if you had real personal information on your profile you might be more careful.
If you don't think there should not be any individual responsibility in making a financial decision, then be clear about it.
It is always the lender made the consumer do it, the Realtor made the consumer do it; just like Hitler made me do it -- I am not responsible for my own actions.
If your worldview is truly that everything is a scam and all professionals making a living are just fishing for fools and lying, then you give the individual all the excuses and none of the responsibility. Just like you three with your prolific posts.
- SoCal_Engr
- Contributions:5684
@ Rick - Apologies for the misinterpretation. Unfortunately, my threshold for what I can expect from agents on this forum is set fairly low - I've seen worse statements which were just way too sincere.
Ciao
Ciao
- Pasadenan
- Contributions:21489
"...involved a concept called "Humor."" -
I see, even though I assumed it was humor, I was still being too literal in assuming that you "overheard" it at a comedy night, whereas you just made up the part about overhearing as part of the joke...
I "overheard" that all Realtors® get all of their CMA's from Zillow too since it is too much work to actually look up properties that sold and actually go to look at them.
I see, even though I assumed it was humor, I was still being too literal in assuming that you "overheard" it at a comedy night, whereas you just made up the part about overhearing as part of the joke...
I "overheard" that all Realtors® get all of their CMA's from Zillow too since it is too much work to actually look up properties that sold and actually go to look at them.
- Pasadenan
- Contributions:21489
Yes, but the lender and loan officer will probably still eventually fund a loan, as the buyer will eventually chose something to buy. Yes, I realize that if you wait 6 months, you have to collect all the data again as people's financial situation is not static. But until the existing lien holders agree to an offer, there is no contract, and a loan officer would not have done much more than a pre-qualification letter. Even whether they would have already had an appraisal done with no signed contract is questionable.
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
@Pasa,
Many folks are told it will take longer. How much longer is not always told. As you can see by some of the questions regarding short sales here on Zillow.
As long as you're discounting all that's involved with a short sale, there are others involved too, besides the agent and buyers.
Loan Officer, processor, underwriter, and escrow officer. They all did their work, with no pay,except the underwriter, throughout that period of time. .... Happy funding, Rudi
Many folks are told it will take longer. How much longer is not always told. As you can see by some of the questions regarding short sales here on Zillow.
As long as you're discounting all that's involved with a short sale, there are others involved too, besides the agent and buyers.
Loan Officer, processor, underwriter, and escrow officer. They all did their work, with no pay,except the underwriter, throughout that period of time. .... Happy funding, Rudi
- Rick Chumsae, "Rick Chumsae"
- Contributions:283
Dear socal_engr and pasadenan:
My response involved a concept called "Humor." From now on I will begin such posts with the header "HUMOR ALERT!" or "WARNING, POSSIBLE HUMOR AROUND THE BEND!"
My response involved a concept called "Humor." From now on I will begin such posts with the header "HUMOR ALERT!" or "WARNING, POSSIBLE HUMOR AROUND THE BEND!"
- Pasadenan
- Contributions:21489
Notice, he didn't say it occurred, only that he "overheard" it.
(Probably at one of those stand-up comedy nights).
(Probably at one of those stand-up comedy nights).
- SoCal_Engr
- Contributions:5684
If Zillow, Trulia, or any other online value estimation sites are causing problems, then take a look in the mirror. Any realtor/agent who lacks the ability to explain the market, CMAs, and the role/position of online estimation sites to their client needs to engage the second brain cell.
Unfortunately, I know that there are consumers who are clueless about online valuations. But it's the job of the realtor/agent to be knowledgable about all this and able to explain this, and other RE subjects, to their clients. At least, that's what everyone on this board keeps saying.
p.s. I call BS on the following statements...
"I had my house sold but then the appraiser called Zillow to ask for their price opinion and wisdom..."
What idiot of an appraiser would check with Zillow for a "price opinion"? And, since when does Zillow answer phone calls for the general public? As the topper, why would Zillow even provide such information via phone when they are adamant about the quality/usage of their Zestimates?
"I was about to sell my house to a good buyer but backed out when I logged into Zillow..."
If the seller is in contract and one day before closing, how the heck can they back out? The only possible way is if they had a selling contingency, and I have a hard time believing these were not already cleared by the night before closing.
Unfortunately, I know that there are consumers who are clueless about online valuations. But it's the job of the realtor/agent to be knowledgable about all this and able to explain this, and other RE subjects, to their clients. At least, that's what everyone on this board keeps saying.
p.s. I call BS on the following statements...
"I had my house sold but then the appraiser called Zillow to ask for their price opinion and wisdom..."
What idiot of an appraiser would check with Zillow for a "price opinion"? And, since when does Zillow answer phone calls for the general public? As the topper, why would Zillow even provide such information via phone when they are adamant about the quality/usage of their Zestimates?
"I was about to sell my house to a good buyer but backed out when I logged into Zillow..."
If the seller is in contract and one day before closing, how the heck can they back out? The only possible way is if they had a selling contingency, and I have a hard time believing these were not already cleared by the night before closing.
- Pasadenan
- Contributions:21489
Never cyberhomes.com? They are the closest competition to Zillow for value estimating from public records data only.
If Zillow's number made that much of a difference to a buyer or a seller, they weren't ready for a transaction regardless, and it is a good thing it fell through.
If Zillow's number made that much of a difference to a buyer or a seller, they weren't ready for a transaction regardless, and it is a good thing it fell through.
- Rick Chumsae, "Rick Chumsae"
- Contributions:283
Zillow is the problem in 99.9% of all cases and Trulia is the other 0.1%.
ACTUAL OVERHEARD COMMENTS:
Heck, I had my house sold but then the appraiser called Zillow to ask for their price opinion and wisdom and it turns out my house is only worth half what it did 3 months ago. The buyer went out and rented an apartment.
GEEZ, I was about to sell my house to a good buyer but backed out when I logged into Zillow the night before closing and found that my house was worth TWICE what the Realtor and appraiser came up with. BOY, Zillow sure saved the day!
ACTUAL OVERHEARD COMMENTS:
Heck, I had my house sold but then the appraiser called Zillow to ask for their price opinion and wisdom and it turns out my house is only worth half what it did 3 months ago. The buyer went out and rented an apartment.
GEEZ, I was about to sell my house to a good buyer but backed out when I logged into Zillow the night before closing and found that my house was worth TWICE what the Realtor and appraiser came up with. BOY, Zillow sure saved the day!
- Laurie Fox, "everylisting"
- Contributions:4
I would say when the buyer is unable to obtain financing or the appraisal is too low>
- Pasadenan
- Contributions:21489
Everyone knows up front that short-sales take months to decide by the lien holders; and that they make their decisions on their own criterion based on their own economic calculations that are proprietary, thus one must be prepared for a "no" on a short sale offer after 6 months of waiting.
If one is not prepared for that, one shouldn't be offering on a short-sale in the first place. There is plenty of other available inventory to offer on. And the short-sale property will likely be on the market in a different format in the near future if one is willing to hold out. And if someone else is willing to over-pay for it? Consider it lucky that it wasn't you and you didn't get taken.
As for the agent's time? Most of that is just keeping a file open and waiting. Offers are turned down all the time, so it really is no different, except the length of time the file stays open.
If one is not prepared for that, one shouldn't be offering on a short-sale in the first place. There is plenty of other available inventory to offer on. And the short-sale property will likely be on the market in a different format in the near future if one is willing to hold out. And if someone else is willing to over-pay for it? Consider it lucky that it wasn't you and you didn't get taken.
As for the agent's time? Most of that is just keeping a file open and waiting. Offers are turned down all the time, so it really is no different, except the length of time the file stays open.
What is the most significant barrier today that is preventing successful real estate transactions?
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