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The paperwork process can vary between regions of New York, New Jersey. Some areas use Offer to Purchase Forms and others use Fill-in-the-Blank Contracts for Sale.
Typically, you will provide your agent with the following information for them to relay to the seller's associate regarding the paperwork required in their marketplace:
The amount you are willing to pay
Closing and occupancy dates
Contingencies, such as obtaining a mortgage, building inspections, and pest inspections to include where appropriate (but not limited to): termite, pest, radon, well, lead, septic, oil tank, etc
Once the seller has agreed to your offer and send it to the bank for approval, the Lenders can often take several months to respond. Some experts recommend giving the lender a response deadline, but the lender might simply ignore this. Once the lender responds, be prepared to increase your offer. The bank almost always counters at this price. However, you usually don't get this counter until a few months down the road.
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For Sale: $559,900
For Sale: $449,900
For Sale: $679,000