What is thebest way to consolidate our payments into a lower monthly total?We are looking to refinance our mortgage or consolidate our home equity line & a few other smaller outstanding loans into one monthly payment. We have been told we can either refinance our mortgage or roll all of them into a home equity loan. What is the best bet to be our best option?December 13 2011 - Zionsville00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.