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It all depends on the product you are looking for- i.e. - Fannie Mae or FHA and the amount of money down you will be putting towards the purchase- In your scenario, Fannie Mae will require 20% down due to credit scores. If you will be putting less than 20 % down, then you must go FHA. Prior to asking for loan rates, you must first determine the product you will need as both products are priced differently.
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For Sale: $215,000
For Sale: $110,000
For Sale: $180,000