What qualifications do I need to go through to assume a step parent's mortgage?After renting I moved in with my parents to help them with their mortgage. They are currently in the process of a divorce and are not financially able to continue to pay mortgage. I would like to assume the mortgage but have a less than 600 Fico score. Ran my credit reports and collections for medical bills and a credit card judgement from 6 1/2 years ago exist. No late payments and have multiple credit cards as well as a car note (2 more years on car loan). My revolving debt is $5,883 plus $12,000 left on car note. I am at $52,000 year. Would assumption be possible? What are other options?January 12 2014 - Catasauqua00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.