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The purchase price of the home is only $190k. I am going through Bank Of America & want to ask them if they can waive certain fees.
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White Picture....Just curious where Zillow Mortgage is based out off? I was under the impression that Zillow is not in the mortgage business?(Note Sarcasm...ZILLOW MORTGAGE does not exist...ZILLOW is not a mortgage lender)Zillow Mortgage Marketplace-allows you to post a loan request and have close to 60 lenders make you offers...I suggest you do it and come back after you follow up with some of the quotes you receive and let us know how different the quote you received from BoA is from those received on Zillow.
If you are getting a fair deal...I will bet the differences are negligible.
To expand on Greg's reply:
ECOA (Equal Credit Opportunity Act); fees can't be waived for one client without violating this; the fees have to be the same to each client. However, yes, a lender credit can be used towards the fees.
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