What type of loans are out there for a purchase of a "5 cottage rental, & 1 main home" property?Is the loan a commercial loan? What do the rates look like for someone with excellent credit? This is for a northern property in the State of New York. This would probably be an investment property and family will move in. The property would be ran by family also. Does this make a difference? What % down is necessary etc..? Purchase price below $400,000.Thanks!October 15 2013 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.