When is it my time to own a home?Okay,So I am not looking to buy a house right now BUT I want to as soon as I can. Here is my situation.I graduated college last year, got a job within my degree, making 30 grand a year with 19 thousand in student loans and a 19 thousand car loan. My Fiancee did not graduate because she had to take care of her terminally ill Grandma. Even though she has not graduated on time, her student loans have kicked in and she owes 28 thousand. Since I have a job within my degree, I don't have to have it for 2 years to buy a house (so I am told) with the FHA loan. My Fiancee just received a job at a hospital where she will make approximately 21 grand a year. So what is the best option for the future and buying a home? I doubt I get approved for a decent mortgage and I doubt as a couple we even would. Will she have to have her job for 2 years before it is considered? Do you think out debt to income ratio is too high?I am so confused and it just seems as though owning a home is so out of our reach.I appreciate any advice you can give me on what our best option would be before buying a home together.July 10 2013 - Cincinnati0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.