When should I apply for a mortgage after chapter 13 bankruptcy?I know that the VA and FHA require a 2 year waiting period post discharge. My 2 years will be in December of this year and my lease expires in January. I'm just trying to get prepared in advance. My credit score is 669 and I have 3 different lines of credit. My question is, should I start looking for a house in October and November and plan to close shortly after my 2 years or should I just wait the full 2 years before doing anything?September 18 2013 - Shreveport00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.