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Answers (11)
- Mortgage Rates, "FreeRateUpdateDOTcom"
- Contributions:12
- Anna M Brocco, "anna b"
- Contributions:586
You should have been working with any qualified loan officer already; are you even sure your budget can handle whatever property caught your eye.
Anna
Anna
- Andrew Adams, "203K Specialist"
- Contributions:9349
in my opinion, the sooner you can get approved with a lender you feel comfortable working with the better.
Submitt a quote request on Zillow and see who responds.
Submitt a quote request on Zillow and see who responds.
- David Nezri, "Direct Lender"
- Contributions:265
Before you sign the contract.
The earlier the better in today's market.
The earlier the better in today's market.
- Wayne Brown, "SDMortgagefinder"
- Contributions:1433
Would definitely be a smart move on your part. Look up Chris Corica in New York.
Best Regards
Wayne
Best Regards
Wayne
- Mark Madsen, "Mark Madsen"
- Contributions:8
There are around 30 questions that I can think of right away that your lender needs to have answered before a pre-approval can carry any weight.
Find an LO that you like now and get a full approval knocked out as soon as you can. With the way rates are jumping around, it will benefit you to be in a position to lock once your purchase offer gets accepted.
I only lend in Nevada, so I guess call Chris from NY as Nic suggested below.
Here is a First-Time Home Buyers guide that I put together for my clients and agents. If anything, it will give you some questions to ask as you're shopping around for a not so crappy loan officer. :)
Good luck.
Find an LO that you like now and get a full approval knocked out as soon as you can. With the way rates are jumping around, it will benefit you to be in a position to lock once your purchase offer gets accepted.
I only lend in Nevada, so I guess call Chris from NY as Nic suggested below.
Here is a First-Time Home Buyers guide that I put together for my clients and agents. If anything, it will give you some questions to ask as you're shopping around for a not so crappy loan officer. :)
Good luck.
Next time around, find a lender you feel comfortable with from the get go. If you know it's a crappy deal, you're wasting your time, the Realtors time and the lenders time.
It's better to find a lender before you make an offer. If you find a lender after the contract, you might be forced to choose a lender fast. With that, you also might be forced to make quick decisions, which won't turn in your favor.
Anytime you're dealing with real estate, you want time on your side. Once you sign the contract, the clock starts clicking down.
I hope this helps, good luck!
It's better to find a lender before you make an offer. If you find a lender after the contract, you might be forced to choose a lender fast. With that, you also might be forced to make quick decisions, which won't turn in your favor.
Anytime you're dealing with real estate, you want time on your side. Once you sign the contract, the clock starts clicking down.
I hope this helps, good luck!
- Nic Netherton, "Colorado Lender"
- Contributions:7219
- SoCal_Engr
- Contributions:5667
Find a mortgage lender you are comfortable with as soon as possible, preferrably before you make the offer. Work with that lender so that you also know what loan product best suits your needs (and you are comfortable with).
If you wait, you're going to be working under a time constraint and may have to make "expedient" vice "wise" choices.
If you wait, you're going to be working under a time constraint and may have to make "expedient" vice "wise" choices.
- Nic Netherton, "Colorado Lender"
- Contributions:7219
Before.
When should I shop for a mortgage ? Before or after contract signing?
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