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Answers (12)
- Pasadenan
- Contributions:21466
"Sometimes, the lengths you guys will go to to make a contrarian argument is offputting - and just raises resistance levels to your more "normal" arguments." -
I mostly think about such crazy things because Los Angles county has the largest "homeless" population in the nation, with about 2000 of those being in Pasadena; many of which are seen on a regular basis at varied locations. And the city intentionally "ships" those people out of the city to Los Angeles at New Years eave to make things look good for the million or so visitors and all the international television coverage of the Rose Parade and Rose Bowl Football game.
I also think about people like John Muir, and the John Muir trails, and consider how the Federal government has made it illegal to do what he did.
I mostly think about such crazy things because Los Angles county has the largest "homeless" population in the nation, with about 2000 of those being in Pasadena; many of which are seen on a regular basis at varied locations. And the city intentionally "ships" those people out of the city to Los Angeles at New Years eave to make things look good for the million or so visitors and all the international television coverage of the Rose Parade and Rose Bowl Football game.
I also think about people like John Muir, and the John Muir trails, and consider how the Federal government has made it illegal to do what he did.
- SteadyState
- Contributions:787
When I run the calculator for Sunnyvale, Cupertino, or Saratoga in the SF Bay Area - it effectively tells me to suck an egg (I do not breakeven in 30 years). Need a new calculator - one that shows buyers can breakeven in 50 to 60 years.
- Caveat Emptor
- Contributions:500
I took the road less traveled by,
And that made all the difference.
And that made all the difference.
- SoCal_Engr
- Contributions:5667
Sometimes, the lengths you guys will go to to make a contrarian argument is offputting - and just raises resistance levels to your more "normal" arguments.
I could roll out counter arguments about choice, responsibility, the effect of military housing allowances, etc. Realistically, the mobile home on land is the closest to a quasi-argument, but it falls flat. The people bought a permanent location (land), and chose to put up temporary quarters vice going further into debt. Good for them.
This thread has now officially drifted over the falls.
I could roll out counter arguments about choice, responsibility, the effect of military housing allowances, etc. Realistically, the mobile home on land is the closest to a quasi-argument, but it falls flat. The people bought a permanent location (land), and chose to put up temporary quarters vice going further into debt. Good for them.
This thread has now officially drifted over the falls.
- Pasadenan
- Contributions:21466
And there are lots of other institutionalized housing choices besides just the military...
I keep thinking about the option of sleeping in hospital waiting rooms during the day, and hanging out at the 24 hour grocery stores at night. They won't consider you a fixture if you are only there one day out of the month. They probably wouldn't even consider you a fixture if you are only there one day out of the week. And we have plenty of branch libraries too, so one could just fall asleep in a chair reading a book during normal hours and probably no one will say anything.
Besides, if you get picked up by the police or sheriff for staying in the public parks after closing hours, they likely will give you free room and board at the tax payer's expense to stay in the local jail. But I don't see how this meets the U.S. Declaration of Independence guarantee of a "right to life" nor "right to liberty". The birds certainly don't get arrested for being in a public space at night, nor even for being on private property at any time.
I keep thinking about the option of sleeping in hospital waiting rooms during the day, and hanging out at the 24 hour grocery stores at night. They won't consider you a fixture if you are only there one day out of the month. They probably wouldn't even consider you a fixture if you are only there one day out of the week. And we have plenty of branch libraries too, so one could just fall asleep in a chair reading a book during normal hours and probably no one will say anything.
Besides, if you get picked up by the police or sheriff for staying in the public parks after closing hours, they likely will give you free room and board at the tax payer's expense to stay in the local jail. But I don't see how this meets the U.S. Declaration of Independence guarantee of a "right to life" nor "right to liberty". The birds certainly don't get arrested for being in a public space at night, nor even for being on private property at any time.
- Dan, "the_country_hick"
- Contributions:4699
I could always get an RV and live in it. I could live in a house boat. I could even buy a simple tent and live next to the occupy (wherever) protesters and live rent free. I could choose to reside under a bridge. I could make a lot of choices including buying a camper type van so I only have to find free parking. I could also become a farm worker who goes from farm to farm with housing provided for me at harvest time.
I could make a lot of choices. I could also choose to ignore what a calculator says because it does not understand my near, medium, and long term goals or how buying now (or renting) would affect my future.
As an example of a different choice I know people who bought a crappy old house trailer and lived in it for a few years before they could afford to build a house on some land they bought (land is NOT a house). There are always more options to be found if they are looked for. One other option that completely gets rid of the need to rent or to buy is to join the military and get free on base housing. Options exist...
I could make a lot of choices. I could also choose to ignore what a calculator says because it does not understand my near, medium, and long term goals or how buying now (or renting) would affect my future.
As an example of a different choice I know people who bought a crappy old house trailer and lived in it for a few years before they could afford to build a house on some land they bought (land is NOT a house). There are always more options to be found if they are looked for. One other option that completely gets rid of the need to rent or to buy is to join the military and get free on base housing. Options exist...
- hpvanc
- Contributions:2579
I think I'll build a house boat and moor it offshore.
- SoCal_Engr
- Contributions:5667
@ Dan..
What? Sorry, but that sounded too much like "Who's on First?"
Essentially, your choices are "rent" or "buy".
If you want to add others...
- Live with mom and dad
- Mooch off "friends"
- Hmmm...this SUV has a roomy cargo area
Really, "waiting" is a strategy - employed while basking in the aftermath of a "choice" and deciding whether to trade for what's behind Curtain #2.
Can't believe I'm really committing these thoughts to www.
What? Sorry, but that sounded too much like "Who's on First?"
Essentially, your choices are "rent" or "buy".
If you want to add others...
- Live with mom and dad
- Mooch off "friends"
- Hmmm...this SUV has a roomy cargo area
Really, "waiting" is a strategy - employed while basking in the aftermath of a "choice" and deciding whether to trade for what's behind Curtain #2.
Can't believe I'm really committing these thoughts to www.
- Dan, "the_country_hick"
- Contributions:4699
Look for the third choice. Often it exists and has simply been overlooked. Sometimes the third choice is simply waiting for the last choice to make the most sense for you while you are using the first choice.
- Pasadenan
- Contributions:21466
Wow! When I run that calculator, it states to wait to buy for 28 years!!!!
But I already own, so the data is completely irrelevant. And I will buy much sooner when the right opportunity comes around.
Besides, it only makes average assumptions about such things as utilities and insurance, and transaction costs.
But I already own, so the data is completely irrelevant. And I will buy much sooner when the right opportunity comes around.
Besides, it only makes average assumptions about such things as utilities and insurance, and transaction costs.
- SoCal_Engr
- Contributions:5667
It's the infamous..."That would depend..."
How ready am I to settle into a community?
How stable is my career? Might I need to stay mobile?
Does renting fit my lifestyle better than owning?
Have I put myself into a financial position to be able to buy?
Fast food joints always make a case for their "value meals", buy-one-get-one, etc. That doesn't make the bigger meals or add-on burgers the better choice - just more financially tempting.
How ready am I to settle into a community?
How stable is my career? Might I need to stay mobile?
Does renting fit my lifestyle better than owning?
Have I put myself into a financial position to be able to buy?
Fast food joints always make a case for their "value meals", buy-one-get-one, etc. That doesn't make the bigger meals or add-on burgers the better choice - just more financially tempting.
- Vince Curtis, "SoCal Appraiser"
- Contributions:4699
Nice article, this applies for all areas of the country, not just LV.
When there are only two choices...
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