When to get preapproved?Renting right now. Credit scores of approx 660. Income of $52k/year. Chapter 7 bankruptcy discharged in June of 2013. Husband is a graduate student. I know we have to wait until June of 2015 to be approved for a FHA mortgage. My question is, can we be preapproved before that so we can be ready to purchase right after we've hit our two year waiting period? Or are we unable to get even preapproved until after the two years is up. April 28 2014 - Greendale00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.