Where's the Money?It seems to me that the only lenders who have money for mortgages these days are local banks and credit unions who have had their own loan portfolios for years...and have not let themselves become dependent on the secondary marketplace. Many national lenders are out-of-business or very tight with their money. The biggies that are still in business...such as Wells Fargo, have evolved into lumbering bureaucracies with a lot of mortgage money...but it is increasingly difficult to get.I've heard that the NC Banking Commission would prefer to oversee only a few large lenders...rather than hundreds of small mortgage brokers andbankers. However, ultimately it may be only the small companies...with their own portfolios...that can remain viable.I'd value other viewpoints on this topic.May 08 2009 - Cary00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.