Where can I find a broker in Miami, FL that works with AFR (American Financial Resources)?My wife has very, very good credit. I do not (just below 600). We live in Miami, Florida and they are using the lowest score to see if they will provide us with a loan or not. She makes the higher wage between the two us but we cannot afford the house we want with just her income. I've enrolled with Transunion, Experian and Equifax and I've been monitoring my score for quite some time. I've paid off all creditors and have no debts. We have been building up my wife's score, but her history is only three years old while mine is 9+. However, in this case it doesn't matter because most lenders are still looking at my bad score. We don't mind paying a higher interest and then re-financing years later. But we are having a hard time finding someone who will take a chance. We make great income, but not enough for her to purchase the house on her own.Does anybody know of a lender that will provide us with a home loan based on our challenge?March 31 2010 - Downtown00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.