Where can ideal buyers get the lowest mortgage rates?My wife and I are first time buyers. We both have excellent credit and are willing to put down 20%. Combined our salaries are 111000. We have found a house in rockaway, nj and a bid has been accepted at 372000. Where are the excellent mortgage rates rewarding our supreme status as buyers? Are the mortgage rates going to go back down? January 27 2009 - Rockaway00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.