Where do mortgage companies get my credit score? From all 3 bureaus, or just one?Will mortgage company pull a score from one of the Big 3, or from all and take an average? Or does FICO spit out yet another score?According to FreeScore.com (which is NOT free), my credit score is reported differently by the three major credit bureaus, and there is a sizable spread between the numbers -- almost 60 points, and with the highest of the three, I would be considered "excellent" and the others I am only considered "good." While a "good" rating will still qualify me for the ca$h out re-fi that I am looking for, the rate and/or points may be better if mortgage companies use only (in my case) Equifax.Please do not suggest that I wait to apply while I work to polish up my credit. I just need an answer to the question posed.Thanks in advance.July 28 2012 - Fort Worth00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.