Where do we start, 1st timers, good job/rental history, credit so-so , little or no $ for down pmtOur landlord is losing his primary residence and after 14 years, has informed us that we may have to move. We are a family of four and have not good/not bad credit and have not been saving for a down payment. Is now a good time to buy? The market is super low now so prices are great but I think maybe banks are probably feeling a bit stingy. Where do we start? A real estate agent? Our bank? A random mortgage person? Online (already tried Lending Tree, they said no)? Looking for ideas as to where first-time buyers can get help with this process.August 23 2010 - Bend0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.