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- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Premier, you of all people know that more info is needed to answer that. Credit and LTV, purchase or refi???
You go to me! Just send them my way Ballen and I'll take care of it for you.
yep, send 'em along to Greg. I would.
- Brian G. Allen
- Contributions:334
SCORE 710 LTV 69 REFI LN. AMT 1ML VALUE 1.45
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Jen, depending on LTV and Fico, I can do em
- Brian G. Allen
- Contributions:334
However I need to develope a resource anyone want to share?
- Greg Darlin, "Greg Darlin"
- Contributions:3238
No!
- Greg Darlin, "Greg Darlin"
- Contributions:3238
:-)
- Wayne.T_ .....Colo.
- Contributions:1003
Call me, don't be afraid, you can call me ....... :)
- Greg Darlin, "Greg Darlin"
- Contributions:3238
Split the deal with me and I will work with on it.
- Greg Darlin, "Greg Darlin"
- Contributions:3238
Only Kidding. Brian, you should know there are only two good lenders that can compete on the Jumbo Arms. Have to tell you they are a real pain to deal with. You better have a squeaking clean file with back-end ratios no higher than 38%--------------no exceptions.
- Michael Mazursky, "FHA Mortgage"
- Contributions:314
ING
- Robert W. Szumilas, "Polaris Funding"
- Contributions:40
ING is who I use. They take FOREVER to clear conditions and offer commitments, but if you know what you are doing, they will close. Also, as Greg states, the loan better be vanilla.
Email me for details. I'll be happy to point you in the right direction. Recently, they implemented a policy with new brokers that you have to close something within 90 days after sign up, otherwise they cancel your account.
Rob S.
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Do you even use ING Tom?
Why yes Tammy.
Why do you ask?
- Jimm1970
- Contributions:11
I would like to know something. What is wrong with ING Tammy? Ive heard of them before.
Jimm
You have probably heard of ING because they have consumer channels as well as wholesale channels. I am not familiar with the 'savings account' consumer side of ING , I have heard their low overhead gives them a competitive advantage over some.
As far as us professionals, last year at some point they had the best rate on a 30yr fixed wholesale. Now their 'jumbo' conforming is great. This is the same as a regular 30 yr fixed mortgage but the loan amount is more than $417, 000.
It changes up though. 6 months from now it may very well be someone else who has the best deal.
Hopes this helps.
"Now their 'jumbo' conforming is great."
ING does not do Jumbo conforming! ING is a portfolio lender and they currently do 5/1 and 7/1 ARMs, there is nothing conforming about what ING "now" does.
Greg
You are right. They do not do 'conforming 30s. They do 5/1 and 7/1 arms. And they portfolio. My mistake.
But they do have a great retail side as well. I have heard fantastic things about them.
TBW has good conforming jumbo 30s however.
- Jimm1970
- Contributions:11
Ya, Ive seen their commericals and heard their name for years now. I have never heard anything bad about them at all. Never seen an ING bank on the street. I think they deal online.
- Greg Darlin, "Greg Darlin"
- Contributions:3238
ING is slow, slow, slow. Better do your rate lock for 60 days cause it will never close before then. They will take forever and a day in appraisal review. So, the appraisal better be squeaky clean and not one dollar over value. Other than that, if you know what to expect when going in, they have great rates. I prefer Astoria Federal for most of my Arm deals.
- Clay Branch, "Georgia Loans"
- Contributions:7838
I agree with Greg, you need 60 days!! That system of sending stips to a team sucks, no accountability. You send 60 pages and they didnt get it, although you have a confirmation. It will drive you to drink, more.
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Jimm, nothing is wrong with ING. I was merely asking Tom if he even used them.
- Greg Darlin, "Greg Darlin"
- Contributions:3238
I did forget to mention: be prepared to fax the same conditions about 3 times because they will say they didn't get them. Once received they are nice and will go through.
What they did do, that very few lenders will, is they extended my rate locks for free, even when the market was much worse than when I locked. They did so because of delays on their part. Because of that professional courtesy, I will send them more business.
Don't get me started on Provident Funding----great rates but the worst, strangest set-up and rotten customer service. If you don't have to don't send them business. Just my opinion.
- Texas Country Bank
- Contributions:2
Hello all! I am pretty new to Zillow Mortgage and am quite baffled by some of the Jumbo 30 Yr fixed quotes. I know ING and Astoria have good ARM rates but I would love to know who in the world has 6.5% 30 year Fixed for Jumbos? (Not Conforming Jumbos) If I had this rate available, I would be a very happy originator. :) Thank you in advance for any guidance given...
Fred Hall
- Greg Darlin, "Greg Darlin"
- Contributions:3238
Tex,
Welcome. The only bank I know is, "The Bank of Do-We-Cheatam-And-How." They have rates that are off the hook! Some of the lenders on Zillow have them and you need special licensing and E&O insurance!
- Brian G. Allen
- Contributions:334
I had to attend a sleep study last night as to why I haven't reposnd till now I appreciate all the info. I never used ING Astoria I haven't used in years.
Where do you go to get Jumbo (above $729,750) 5/1 ARM at 5.875% with a .25 point
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- 0.0/5.0
Contributions:334I am curious cause I only have rates in the 7's
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