Which lender is lenient about VA guidelines about installment loans?I have a loan but my finace makes the payments and has been for 12 months will it still be counted in my DTI? Talked to Wells Fargo they said it must be counted. October 31 2013 - Washington0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.