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How certain are you that you will be moving in 7-10 yrs? Rates will undoubtedly go higher and if there is any chance that you are staying put then the ARM is not the right loan product.What are your home ownership goals? WHat is your income? Have you considered a 15 yr fixed? WHat other debts do you have?Do you qualify for USDA loan based on income guidelines? They have low rates and no MI. Many properties in that area are likely to qualify but the loan isn't for all buyers.Find a loan officer that you can talk to and trust so you can get pre-qualified and begin learning more so you can make the best decision for you and your family.
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For Sale: $69,900
For Sale: $69,000
For Sale: $44,900