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While shopping for best rate, how badly credit pulls hurt my score? I am looking at 3 lenders.

I had to get my mortgage thru builder's lender due to some incentives involved. I also get an option get quotes/possibly obtain from affiliate lenders without losing the incentives. but my only concern is how badly does it hurt my score for each hard credit pull done by these other lenders.. my score is 735 now and am 2 months away from my closing.I recently paid of  some of my debts and anticipating a 750-760 score in next couple weeks as a result.
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September 15 2013 - Ashburn
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Answers (3)

It is good that you know credit pulls can hurt your score because not everyone thinks of that. Basically there is a period where you can check your credit without affecting your credit score. But then after that 3 week period, any additional inquiries will begin to affect the score. I would recommend checking out myfico.com for more information about credit scores.

Well I hope this helps! If you have any further questions or if you need a loan, feel free to contact me.

Good Luck!
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September 16 2013
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user, does that mean they can give me an estimate off my copy of my credit report? I to am worried about the effect of all the lenders pulling credit reports.
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September 16 2013
If they truly are affiliate lenders, they can use the scores you have already generated.
Best wishes, Jim
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September 16 2013
 
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