Who Offers No-Cost FHA Streamline Refinance Loans?

Profile picture for ckiggins
What lenders offer no-cost FHA streamline refinance loans?  We are in a 5% 30-year FHA and are looking to refinance to a lower rate & payment.  Home is worth less than we owe, though as I understand it there is no appraisal necessary on these loans.
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January 25 - Saint Louis
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Profile picture for America Needs Nixon!
Claudia agrees with you Clay; I know you were very worried before about if an agent would agree with you but now you should be able to sleep ok.


Go Gators!
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January 25
Profile picture for Denver home for sale
I Agree with Clay.
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January 25
Profile picture for KKSka14
Clay is correct. Nothing is "free"--either you pay for it upfront in cash, the cost is rolled into the loan amount or the cost is rolled into the note interest rate. But most or all lenders can offer "no-cost" loans, as in no out of pocket loans.
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January 25
Profile picture for Georgia Loans
Every lender can give you a no cost loan unless the balance is too small. While you will save on the P and I, that savings may be offset with higher MI. What is your loan balance and how much do you pay each month for mortgage insurance? 
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January 25
 

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