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Answers (2)
- Norm D Plume, "America Needs Nixon!"
- Contributions:1670
here's the free analysis:
if you got the primary loan after May 2009 and its a conventional loan you won't be eligible.
If the primary mortgage is a conventional mortgage greater than $417,000 and you got it before 2008 or after May 2009, you won't be eligible
If its FHA or VA you can do a streamline refinance (FHA) without an appraisal or a VA IRRRL (without an appraisal),
In all scenarios, you won't be able to include the home equity loan.
if you got the primary loan after May 2009 and its a conventional loan you won't be eligible.
If the primary mortgage is a conventional mortgage greater than $417,000 and you got it before 2008 or after May 2009, you won't be eligible
If its FHA or VA you can do a streamline refinance (FHA) without an appraisal or a VA IRRRL (without an appraisal),
In all scenarios, you won't be able to include the home equity loan.
- Shashank Shekhar, "LendingExpert"
- Contributions:16
The new expanded HARP (Home Affordable Refinance Program), also called Obama Refinance Plan is not official yet. The exact guidelines would be available in another week or 2 and lenders should start offering the program in week 1 or 2 of December.
We would be offering it too the moment its available and would be glad to do a free analysis of your situation to see if you would qualify per the new guidelines.
Who is offering new Obama refinance plan now?
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