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Profile picture for mattycat

Who is the best FHA lender.

I called my bank, USAA and they told me I needed a larger downpayment to qual. I have the cash but am Unwilling to spend it. I have good credit, enough income, they said the Down payment was the issue. Help all I want is 145,000? Why is it so hard to get a house when Im not even close to sub prime? VA is no help either right now as I dont have orders to move where Im buying, Who is a good reliable lender who can help me out, not rip me off?
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December 26 2009 - Woodland
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Is the property you are buying going to be your primary residence?  If the property is not within commuting distance to your current job location USAA may have been looking to finance the property as a second home which would require a 20% down payment.  What is the rest of the story?
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December 31 2009
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I'd stick with a local institution to where you are.  Try Yolo Federal Credit Union.  They offer all kinds of mortgage programs, including FHA/VA and even have some grants available to first time buyers. 
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December 31 2009
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Thank you very much.
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December 27 2009

I always send  my clients to Umpqua Bank. They have a location in Woodland. I have one specific loan officer I work with and has approved  my clients with FHA financing. If you'd like her contact information, feel free to email me. Or, you can also walk into the branch and they can assist you. The manager's name is Julie at that location.

Hope that helps.
Tiffany Jones, REALTOR
Coldwell Banker

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December 26 2009
 
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