Why are all these things in my quote?Principal&interest $1,517 Property taxes (estimated) $147 Homeowners insurance (estimated) $52 Mortgage insurance (estimated) $128I will pay property tax and homeowners insurance on my own. If they are baked into my mortgage, don't I pay interests on that?And how does it work anyway? Will my lender make payments to my homeowners insurance company and also to my country (for property tax)?January 23 2009 - Gilbert00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.