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Featured Rates are based on state rates for 5/1 ARM loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, 'Bank name (CA)'.
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Why are "base rates" not identified when "discount points" are quoted?
socal_engr
Contributions: 835
Zillow All-Star
Since November 2009
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Rather than give me X-number of quotes with different discount points, why not just quote the base rate and then identify costs to buy down the rate?
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