Why can't we get even a pre approval for an FHA loan?My fiance and I have been trying to get a pre approval for an FHA loan, but can't seem to find anyone interested in even giving us a chance. My credit score is 650 and his is around 640. He only has about a year of credit history but my credit history is good. The worst thing I can think on my credit is i have 40k in student loans, which are still in deferment. Together we make around 70k a year and we're only looking for house in the 40 - 60k range. I'm really not understanding why everyone I contact seems completely uninterested or they tell us we need to work more on our credit.... Anyone have tips on maybe where I should be looking or even how to find someone who will give us a serious offer?July 30 2012 - Monroe Township00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.