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Answers (2)
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
Mark: Very few mainland lenders on Zillow originate loans in Hawaii, that is why you may have not received a response for a rate quote. Even if they can, the time zone difference makes the loan process more difficult for all parties involved in the transaction.
When I also originated loans in Hawaii, my primary investor was: https://www.fhb.com/ In my opinion, this is an excellent bank for mortgage loans. I suggest you contact them. Best wishes.
Happy Holidays, Rudi
When I also originated loans in Hawaii, my primary investor was: https://www.fhb.com/ In my opinion, this is an excellent bank for mortgage loans. I suggest you contact them. Best wishes.
Happy Holidays, Rudi
If I am not mistaken, your conforming limit for Waikiki is $721,050. You detailed a $756,000 loan balance to refinance the first and second making that a true jumbo and possibly a cash out jumbo @ 80% loan to value if the second is not purchase money. Finding a cash out jumbo @ 80% LTV might be difficult to accomplish.
Have you considered refinancing the first only? With 5/1 ARM rates possible in the mid 2.5% range, you could possibly lower your payment enough to accelerate the payments on the 2nd thus paying it off much faster.
Have you considered refinancing the first only? With 5/1 ARM rates possible in the mid 2.5% range, you could possibly lower your payment enough to accelerate the payments on the 2nd thus paying it off much faster.
Why did I not get any quotes for a refi on my condo?
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