Why did my appraisal come back so low?So my wife and I have 3 acres in Blacklick and are surrounded by $300k-$700k homes. We got a steal on the house and have put a lot of work into it. We are trying to refi and pull some equity to do renovations. County auditor just valued it at $232k and Zillow says $245k yet, the banks appraisal came in at $197!? I understand that everyone is more conservative these days but, seriously? I am in an area where I cant outdo the neighbors and now the mortgage guy wants ME to find comps in the area to try and get the appraisal redone. His advice is to do a variable rate home equity which i dont want to do. Not sure why Im the one that needs to do it and also going to have an issue finding comps because im the lil' guy on the block with 2300sq. Any suggestions?March 24 2012 - Blacklick00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.