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You all really need to retake (or take) Being Human 101 if you are seriously asking this question.Aside from the "more busniess for me" perspective, you're also simply looking at short-sale -vs- foreclosure as an X's-and-O's financial decision. It is not.As a preamble, let's exclude people who face a short-sale situation because of a need to move (either job or other reasons). They are already facing the need to move/sell, and are simply faced with an underwater asset. Also, exclude the people who - for whatever personal reason - deliberately decide to simply quit making payments and wait for the foreclosure process to catch up with them.For the otthers, a foreclosure is not a deliberate, stand-alone decision. Other things are going on in someone's life that take precedence over making house payments. So, strange as it may seem, "foreclosure -vs- short-sale" is way down on the "things to deal with list".Also, a short-sale is a deliberate action. It is an activity/decision a person makes (emphasis on "makes") that guarantees that they are going to "lose" their house. A foreclosure "happens", and a person who is trying to deny some of the harsher realities of life is going to hold onto whatever hope they can - however slim or unrealistic.To ask this question shows an incredible insensitivity and lack of insight into people's situations and natural human responses/reactions. I'm a cold-blooded X's-and-O's person, and even I can demonstrate some level of empathy with their situation.
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