Why is it harder to get a loan on condo verses a single family?Why are there so much regulations placed on condo loans? It is getting just as bad as a co-op unit? Why do the lenders now see condos loans as such higher risk? One reason I have been hearing is that the value of the individual units in a complex suffer when there are a few foreclosures units. Not only are lenders demanding 20 percent down but are charging a lot more fees and adjustments in the pricing. Additionally lenders is now requiring condo associations to keep more money in reserves. Traditionally.,condos are popular with first time home buyers, but with these new regulations may be not.June 22 2009 - Elmhurst00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.