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Go to the FAQ link in the menu to the left. Click.
Go to the Most Popular Zillow Questions. Click
View any of the videos there to help you better understand how to use or adjust the values.
Go to Remodeling Magazines Cost vs Value Report for an understanding of how costs and values differ.
You will find long explanations as to why lenders DO NOT use Zillow to value your home. The obvious reason being that the videos will show you how to adjust the estimate.
Zillow is not an appraisal site and no lender look at their numbers to give out loans. If that was true, appraisers would be out of business.
You need to understand that Zillow get their information from public records and they have an algorithm that I don't understand to come come up with the "Zestimates".
Since they get their data from public records and since Texas is a non-disclosure state, their numbers don't work for Texas. It's a cool site to ask questions, get some stats etc. but please don't take into consideration the zestimates for Texas. It works well for some other states where the sales prices are made public but not for us in Texas.
If you are getting a loan for whatever reason, your lender may order a professional appraisal or if the loan is small enough, he may just ask for comparables from a local Realtor.
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For Sale: $409,000
For Sale: $303,000
For Sale: $131,500