Why to get insurance quotes before you buy!!

I wanted to reach out to as many prospective homebuyers and offer them some words of advice. There are many things to consider when buying a home and whether you realize it or not, one of the major expenses that you incur tends to be homeowners insurance. Here are a few tips if you are planning to buy that will save you on the cost of you homeowners insurance.

1. Buy Newer Homes- Newer homes get big discounts because there is much less risk invovled in insuring them.
2. Buy Brick- Brick homes hold up better during storms and fire so they are rated better
3. Alarm System- If there is one installed, you should activate it. If not, consider getting one installed. I have a guy that will install it for free if you go through me!
4. Don't buy in a flood plain- this will cost you a lot of money!!!!
5. Bundle Auto/Home insurance- You always want to have these packaged together. You get big discounts and it's easier when writting bills.
6. Get quotes before you decide to buy- If you are comparing the sales price of two homes you might as well compare the insruance. Im sure any agent will be willing to entertain you with as many quotes as you like. If they wont, get in contact with me and I'll do it!

In closing, don't wait until a day before you close to look at the insurance. Do it before you make an offer. It makes everything run smoother and you can get a better idea of what your payments will be.

Happy Home-buying!!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 17 2008 - Spring Hill
We think we've answered this question for you!
 
 

Replies (2)

Profile picture for DKWaller
no spam.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 18 2008
Dan-
This is borderline, but we'll let it stay since it's a "discussion" rather than a "question". In future, please refrain from postings anything that would be considered as solication of your services.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 19 2008
 
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
Related Discussions
Why to get insurance quotes before you buy!!
  • Posted by Darin Simmons
  • In Insurance
  • December 17 2008
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 3000 Pandell Ct # 0, Spring Hill, TN Home For Sale
    3000 Pandell Ct # 0, Spring Hill, TN 37174

     For Sale: $20,000

    • Beds: 3
    • Sqft: 1781
    • Baths: 2.0
    • Lot: --
  2. 2677 Sutherland Dr # 0, Thompsons Station, TN Home For Sale
    2677 Sutherland Dr # 0, Thompsons Station, TN 37179

     For Sale: $12,000

    • Beds: 3
    • Sqft: 1429
    • Baths: 2.0
    • Lot: --
  3. 3005 Joseph Dr LOT 3, Spring Hill, TN Home For Sale
    3005 Joseph Dr LOT 3, Spring Hill, TN 37174

     For Sale: $165,990

    • Beds: 3
    • Sqft: 1647
    • Baths: 2.5
    • Lot: --