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Profile picture for essexcounty

Wife wants to refi in her name only with her income and credit score

She has good income and credit score. She is not on current mortgage note so the current mortgage does not show up on her credit report BUT her name IS on the actual mortgage instrument recorded at the Registry, The loan is current with one late greater than 30 days. I had a Ch7 discharge where I did not reaffirm the mortgage (pay and stay) so it is not being reported on my credit report either.

Question is will a new mortgage app require a record of the current mortgage payment history even if I am not on the app or title?
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June 07 2012 - Boston
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I'd suggest emailing your scenario to a highly rated lender from our directory
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June 25 2012
 
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