Will I get a mortgage28 yrs old Salary 40k a yr 550 a month side income.Credit score 650-660 paid car and student loan on time both are done. Have a collection for a past medical bill. Score used to be about 715.Steady work history. Been at same job since for 16 months. Prior job was 8 months was unemployed for 5 weeks in between.looking to buy a home price will be between $117,000 - $140,000. No matter what price is I am going to put $35,000. I can go $4000 more for fees and closing.Will my low Credit score prevent me from getting a mortgage? Zillow shows I will get one. I assume by me putting down 25-30% cash will help offset my low credit score.October 30 2009 - Wesley Chapel00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.